HVAC Financing in El Paso, TX
$0 down · 0% interest options · payments as low as $80/mo
HVAC financing in El Paso is how most families pay for a new air conditioner. Israel Sheet Metal offers $0 down and 0% interest options on refrigerated-air conversions and new system installations, with payments as low as $80 a month on approved credit. You get a free, in-home quote before anything is signed — no fee, no obligation, and no pressure. Family-owned since 1992, right here in Canutillo. Call (915) 877-2284 and ask what your project would look like month to month.
Family-owned since 1992 — three generations of the López family.
Financing terms at a glance
Every project is quoted free and up front, so you see the real number before any credit application.
| Down payment | $0 — nothing at signing, nothing on installation day |
|---|---|
| Interest | 0% interest options for qualified buyers |
| Example monthly payment | As low as $80/mo, on approved credit |
| Applies to | Refrigerated-air conversions and new system installations |
| Credit decision | Fast — usually while we're still with you |
| Quote | Free, in-home, up front — no fee, no obligation |
| Included with a new system | Free Honeywell RTH9585WF Wi-Fi smart thermostat |
| Also ask about | Discounts for military, first responders, teachers & seniors |
On approved credit. Subject to credit approval. Terms and conditions may apply. The $80/mo figure is an example payment, not an offer of credit — your actual payment depends on the approved amount and term. Israel Sheet Metal is an HVAC contractor, not a lender, and does not make credit decisions.
Current offers
Free Honeywell Smart Thermostat
Get the Honeywell Home Wi-Fi Smart Color Thermostat (RTH9585WF) — 7-day programmable, color touchscreen, Wi-Fi connected — included at no extra charge when you have us install a new HVAC system.
Call for details · (915) 877-2284Terms and conditions may apply.
Straight answers from our Help Center — written and reviewed by a licensed HVAC contractor.
- Can you finance a new AC unit in El Paso?
- How much does a new HVAC system cost in El Paso?
- How much does it cost to convert a swamp cooler to refrigerated air?
HVAC financing — FAQ
Yes. We offer $0 down and 0% interest financing options on refrigerated-air conversions and new system installations in El Paso, Las Cruces, and the surrounding borderland, with approved credit. Payments start as low as $80 a month. Call (915) 877-2284 and we'll walk you through it before you apply for anything.
Payments start as low as $80 a month on approved credit. The exact figure depends on the size of the project and the term you're approved for, which is why we quote the job free and in person first — you should see the real number before a credit application, not after.
With a $0-down approval, no. You pay nothing at signing and nothing on installation day, and monthly payments begin after the work is finished. Ask us to confirm in writing that $0 down covers the whole project — ductwork and any electrical work included — not just the equipment.
Fast — in most cases you have an answer while we're still at the house. The free assessment comes first, there's no pressure to apply, and you're free to take the written quote and think about it.
The same things as any new system from us: a free up-front quote, installation by the owner and his crew, any duct modifications fabricated in our own Canutillo sheet-metal shop, and a free Honeywell RTH9585WF Wi-Fi smart thermostat. Discounts for military, first responders, teachers, and seniors are available too — ask when you call.